What It Is
Strategic capital leverage using signed contracts as collateral to fund project execution instantly.
How It Works
01
Contract Submission
Submit your executed contract from a creditworthy client for review.
Real-World Example
An IT infrastructure firm in Ontario landed a $2M contract but needed $400k for initial hardware and specialized labor. Instead of burning their limited cash reserves, they used contract financing to unlock that $400k in 48 hours. This allowed them to launch the project immediately and preserve their daily operating cashflow for other clients.
Never turn down a lucrative contract because you lack the upfront capital to execute it.
Contract Financing: Fund Your Largest Projects Upfront
Contract financing is a funding solution that allows businesses to use an executed contract as collateral to secure an advance on the capital needed to fulfill that specific agreement. Instead of waiting for project completion and invoicing to get paid, you receive a portion of the contract's value upfront to cover labor, materials, and mobilization costs.
Who It’s Best For
- Government contractors
- Construction & infrastructure firms
- IT services with massive project scopes
- Businesses with long payment cycles
02
Verification & Funding
The funder verifies the contract terms and releases 15-20% of the total value upfront.
FAQ
Do I need perfect credit?
No. Approval is primarily based on the value of the signed contract and the creditworthiness of your client (the one paying you).
How fast is the funding?
Initial approval typically happens within 24-48 hours once all contract documentation is submitted.
Key Benefits
- Upfront access to project capital
- Higher funding limits than unsecured loans
- No dilution of company equity
- Approval based on contract value, not just credit score
03
Repayment
Once the client pays the invoice, the remaining balance is released minus a small fee.